Friday, May 7, 2010

Protect yourself from identity theft

The problem of identity theft has become worse with the fall in economy. It is really become a huge problem to save yourself from the identity theft.

Now the question is how you can protect yourself. But before that you need to understand what is identity theft. Stealing is always against the law but identity theft can steal your freedom and security. People have become more aware of that but still many of us do not know how it can happen.

Now the question is what is identity theft? If any one steals your freedom that means if any body steals your name, address, your social security number, your bank and credit card details. Whenever the thief gets these information they will use your details and thus it will start to harm your credit score and financial position. Unfortunately the victim cannot understand that until his or her credit score gets damaged.

Now the question is how you can protect yourself? Usually it is really difficult to prevent identity theft and there are many ways which are out of control. But still you can take some measures such as

Try to keep your personal information with you. Do not share your bank details with any body. And you need to keep track of your information all time.

Do not send any open mails with your personal information like name, address.

Try to learn th process ow it can happen and educate yourself accordingly so that you can protect your self.

Do not share any personal information of yours with anyone unless they are assigned to pay your bills. Do not share your password and change it frequently.

Use secure server when you are making on line transactions.

Many of us cannot understand that our identity is being stolen. So you need to update yourself in these way

very frequently ask for your credit report from major credit report companies. Check these report carefully and try to find out is there any mistake or not. If you find any mistake over there in your credit report then contact your agency and make them correct. After the correction again check the report.

If you are already the victim then you have to contact the U.S office of the Justice, inform your creditors and bank. Find out how much transactions are being made by using your identity then contact the companies and tell them for legal action.

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